How much is therapy without insurance?

Without insurance, individual therapy ranges from $100 to $250 per session. Many therapists offer sliding scale fees — sometimes as low as $30–$50/session. Open Path Collective and community mental health centers offer reduced rates. Online platforms offer subscription models that reduce per-session cost. Lovon's AI emotional support is available at a fraction of traditional therapy costs and provides consistent daily support while you access or wait for formal care.