Free Therapy Without Insurance
No insurance? Get free online therapy with Lovon AI. Voice-based CBT & EFT, built with PhD psychologists. 24/7 support, no referral needed. Start free today.
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Frequently Asked Questions
How can I get therapy with no insurance?
Options include community health centers (free or sliding scale), Open Path Collective ($30-$80/session), university training clinics, SAMHSA's helpline (1-800-662-4357), and AI therapy apps like Lovon that require no insurance and offer free voice-based sessions.
How much does therapy cost without insurance?
Without insurance, therapy typically costs $100-$250 per session. Online platforms like BetterHelp charge $60-$100/week. Sliding-scale clinics adjust fees based on income. AI therapy apps like Lovon cost a fraction of traditional therapy, with a free trial to start.
Does Medicaid cover therapy?
Yes. Medicaid covers mental health services in all 50 states, including therapy, psychiatric visits, and some online counseling. Eligibility and covered services vary by state. Contact your state Medicaid office or visit healthcare.gov to check your eligibility.
Are there free mental health resources online?
Yes. The 988 Suicide & Crisis Lifeline, Crisis Text Line (text HOME to 741741), NAMI helpline, and SAMHSA's treatment locator are all free. AI therapy apps like Lovon provide free ongoing emotional support between crises using CBT and EFT techniques.
What is the cheapest way to get therapy?
The most affordable options from least to most expensive: free AI therapy apps (like Lovon), community health centers (free/sliding scale), university training clinics ($10-$30), Open Path Collective ($30-$80), online platforms ($60-$100/week), private practice ($100-$250/session).